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About Us

Statement of Condition

as of September 30, 2013

 

ASSETS (IN THOUSANDS)
Residential Mortgage Loans $142,643
Non-Residential Mortgage Loans $17,797
Commercial Loans $5,509
Consumer Loans $12,072
Allowance for Loan Loss ($1,989)
Net Loans $176,032
Cash on Hand and Due from Banks $8,192
Investment Securities AFS $87,930
Premises and Fixed Assets $6,197
Real Estate Owned and Repossessions $375
Federal Home Loan Bank Stock $1,953
Other Assets $10,149
TOTAL ASSETS $290,828

 

LIABILITIES AND EQUITY
Interest Bearing Deposits $211,052
Non-Interest Bearing Deposits $15,539
Other Borrowings $15,810
Other Liabilities $2,768
TOTAL LIABLILTIES $245,169

 

EQUITY
Retained Earnings $46,439
Accumulated Comprehensive Income ($780)
TOTAL EQUITY $45,659

 

TOTAL LIABILITIES AND EQUITY $290,828

 

This statement has been prepared in accordance with the regulatory requirements of the Office of the Comptroller of the Currency (OCC). Home Federal S&L meets all capital requirements as follows: Tier 1 Leverage Capital was $46,409 which equates to a 15.89% ratio and Risk-Based Capital was $48,322 which equates to a 31.75% ratio.