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Independently Rated &
Recommended by Bauer Financial
5 Stars, July 2009

Home Federal Deposit Accounts Home Federal is an FDIC insured institution. Click here to learn more about Insuring Your Deposits.
NOW Account –	Provides you with a FREE, fully functional checking account. No monthly or per item charges. FREE initial check order, FREE debit/ATM card. Interest earned with minimum balance required.
Reward Checking –	Available to any customer who establishes an additional deposit or loan relationship and provides additional FREE features to our great NOW account.
55 at Home Checking –	Offers benefits of Reward Checking plus interest earned on your entire balance every day!
Money Market Checking –	Tiered earnings based on your balance with the convenience of up to 6 checks per month.
Savings Passbook –	Great way to begin your savings plan. You can tie this account to your checking to avoid overdrafts. Move money to and from this account with our great Online Banking as needed.
Money Market Deposit –	Higher earnings with a larger minimum balance.
Home Run Demand & Statement Savings –	Tiered earnings based on your balance.
Certificates of Deposit –	Reasonable minimum balances and terms from 91 days to 60 months. You earn higher rates; early withdrawal penalties apply.
IRA Accounts –	Let us help you with your retirement deposits. Great rates and terms to suit your retirement goals.
Certificate Specials –	We generally offer special CD rates and terms, please call.
At Home Federal, we want you to be our customer so you will find that we provide rewards or incentives to keep and expand our relationship. Deposit customers who maintain $100,000 or more in total balances do receive an additional boost in CD rates. Also, those customers who maintain an active checking account with Home Federal will receive a similar incentive. Maintaining an active checking account with us provides a level of funding that is important to our operations and we want to thank you for allowing us that privilege. Please ask us for details.

Main Office: 1500 Carter Avenue, Ashland, Kentucky - Phone: 606-324-7196
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