Personal Banking


Personal Loans

Whether you are looking for a Line of Credit that you can access anytime or an Installment Loan for a major purchase – Home Federal has a financing option that meets your needs.


Home Federal offers personal lines of credit and installment Loans at very competitive rates.


Personal Lines of Credit

  • Access cash when you need it and pay interest only on the amount used.
  • Ask about Credit Line limit amounts.

Installment Loans

  • Competitive fixed interest rates
  • Flexible terms
  • Preferred interest rate on Installment loans with automatic payment from a Home Federal deposit checking or savings account.
  • No early prepayment penalty
  • GAP insurance is available

Secured Installment loans

Can be secured by automobiles, boats, motorcycles, motor homes, travel trailers, ATVs, non-agricultural tractors and garden equipment, jet skis, and other items.

Can also be secured by a savings or certificate account


Unsecured Installment loans

Maximum term of 2 years


Contact a Home Federal loan officer at your banking location.