Investor Relations

Message from the President and CEO

It is my pleasure to welcome you as a current or potential stockholder of Poage Bankshares, Inc. We are extremely proud of the overwhelming support we received from our customers during our initial issuance of 3,372,375 shares of common stock in September of the year 2011.


Since our inception in 1889, we remain focused on providing high quality, affordable financial products and services to the customers within the geographic market areas we service. Our decision to convert to a stock form of ownership is supported by our determination to expand our areas of operation while continuing to increase our capital base to support lending and deposit growth. A stronger financial base affords us the opportunity to effectively provide personalized and expanding banking services to our customers.


Poage Bankshares, Inc. is listed on the NASDAQ Capital Market under the symbol "PBSK". Should you be interested in purchasing additional shares or selling your shares of Poage Bankshares, Inc., you may contact your broker or any number of brokerage firms that have indicated their intent to make a market in our stock.


If you have questions or need changes made to existing stock certificates, contact:


Registrar and Transfer Company
Investor Relations Department
10 Commerce Drive
Cranford, NJ 07016
(800) 368-5948


On behalf of Poage Bankshares, Inc. and the Board of Directors and employees of Home Federal, we look forward to the opportunities now ahead of us and pledge our best efforts to make your investment a profitable one. Our primary goal is to be "your bank of choice"!

Ralph E. "Gene" Coffman Jr.
President & Chief Executive Officer